Scroll Top

4 Main Insurance Types in Albania

Check out the 4 main insurance types in Albania for travel, health, property, and car coverage, to guarantee protection against the unexpected.

Insurance packages are very important, especially when in a new country, to manage risks and protect against unexpected events. Usually, in such cases, people opt for travel and car insurance if they’re just travelling and health and property insurance if they’re planning to relocate and/or buy a property there.

 In this article, we will explore the main types of insurance in Albania and how you can purchase them.

1. Property Insurance

Property insurance is very important for homeowners and property owners in Albania. This type of insurance covers damages to properties such as homes, apartments, or commercial buildings from various risks, including fire, theft, vandalism, and natural disasters like earthquakes or floods. By obtaining property insurance, individuals can protect their valuable assets and investments from unexpected events. 

If you’re looking for property insurance in Albania, you can get an instant quote now from our partner, Albsig.

2. Health Insurance

Health insurance can be life-changing, as makes sure individuals and families in Albania have access to quality healthcare services. With rising healthcare costs, having health insurance coverage can manage medical expenses associated with illness, injury, or accidents. Health insurance policies typically cover hospitalization, doctor visits, prescription medications, and preventive care.

If you’re looking for a health insurance policy in Albania in order to apply for a residency permit, you can get an instant quote now from our partner Albsig.

3. Travel Insurance

Travel insurance is an indispensable companion for travellers, as it offers protection against unpredictable events during trips. Whether travelling domestically or internationally, travellers might face various risks, such as trip cancellations, flight delays, medical emergencies, and lost luggage. Travel insurance provides coverage for these situations. Offers usually include reimbursement for non-refundable trip expenses, emergency medical expenses, and assistance services, ensuring a worry-free travel experience.

If you’re looking for travel insurance in Albania, you can get an instant quote now from our partner, Albsig.

AirHelp+ Insurance is another great option for frequent flyers, offering coverage for flight disruptions and other travel-related inconveniences.

AirHelp+ plans start at €39,99 per year but you can get a discount with Magic Towns: just use our code AHPRSMR8 when you sign up for AirHelp+.

4. Car Insurance

Car insurance, also known as auto insurance, is mandatory for all drivers in Albania and protects vehicles and drivers on the road. Car insurance policies provide coverage for damages to the insured vehicle as well as liability coverage for injuries or property damage caused by accidents. With car insurance, drivers can avoid financial risks associated with car-related incidents, which are a must for financial protection and compliance with legal requirements.

If you’re looking for car insurance in Albania, you can get an instant quote now from our partner, Albsig. They offer both mandatory TPL insurance and comprehensive Kasko insurance for full coverage.


Insurance plans provide financial protection and peace of mind for travellers or those planning to relocate to Albania. Protecting properties with property insurance, maintaining well-being with health insurance, ensuring worry-free travels with travel insurance, or protecting vehicles with car insurance, all of the insurance types in Albania prevent risks and unexpected events. Individuals must explore their insurance options carefully and choose policies that best suit their needs and circumstances to ensure complete protection in all aspects of life.

To keep up with more valuable content about Albania, feel free to follow our online Magic Towns‘ community.

Was this helpful?

Good job! Please give your positive feedback

How could we improve this post? Please Help us.

Comments? Questions? Join the discussion with our authors on our Facebook page.


Discovering Albania? Ask Magic AI.

Embark on your Albanian adventure with Magic AI, the innovative heart of Magic Towns Albania. Our AI technology, integrated with a comprehensive database, provides answers to your queries about life, legalities, and the hidden treasures of Albania.

Powered by a database curated by travel, relocation and legal pros, Magic AI gives you expert advice without the premium price tag.

Recent Posts
Albanian Tourism Sets 2024 Records
Albanian tourism
Budget-Friendly Beaches in the South of Albania
budget-friendly beaches in the south of Albania
Most Popular Posts