Buying Property in Albania As A Foreigner: Rules, Opportunities, and Pitfalls (2025)

Very often, readers ask us whether American, German, or French citizens – to name some – are allowed to buy property in Albania, and under what conditions. In response to these numerous inquiries, we’ll address today the topic of buying property in Albania as a foreigner.

We’ll provide a comprehensive guide, addressing common queries, highlighting the common pitfalls, and sharing expert insights.

Albania presents a relatively open market for foreign investors; however, there are essential restrictions and guidelines that foreign buyers must consider.

This guide is an extract from Albania Property Guide, our e-book covering all aspects of renting, owning, and selling property in Albania.

Tipi di proprietà e diritti di acquisto

Immobili residenziali e commerciali: Foreign individuals and entities can generally purchase residential and commercial properties without restrictions. This openness has encouraged a diverse range of investors to explore opportunities across the country.

Restrizioni all'acquisto di terreni: Le regole diventano più severe quando si tratta di acquisire terreni. In genere agli stranieri è vietato l'acquisto diretto di terreni agricoli, una restrizione comune a molti Paesi per proteggere l'agricoltura locale. Tuttavia, esistono delle alternative se si desidera acquistare un terreno agricolo in Albania:

• Proprietà dell'azienda: La costituzione di una società albanese consente agli stranieri di acquistare terreni agricoli. Questo metodo è popolare per i progetti di investimento nel turismo e nell'agricoltura.
• Contratti di locazione: Gli stranieri possono stipulare contratti di locazione a lungo termine per i terreni agricoli, con durata fino a 99 anni. Non si tratta di proprietà, ma di una piattaforma stabile per lo sviluppo.

Vincoli di zonizzazione e sviluppo

Prima di procedere all'acquisto di una proprietà, è fondamentale verificare lo stato della zonizzazione. Aree specifiche sono designate per usi particolari, come quelli residenziali, commerciali o agricoli, e cambiare queste designazioni può essere complesso. Inoltre, le limitazioni allo sviluppo sono molto severe, soprattutto nelle aree protette o patrimonio culturale, dove le modifiche alla proprietà sono strettamente regolamentate.

Patrimonio e aree protette

Proprietà all'interno di Zone protette dall'UNESCO or national heritage sites have stringent restrictions. Foreign buyers should be aware of these limitations, as they can significantly restrict the ability to modify, renovate, or develop the property

Rischi come la "doppia vendita", in cui un immobile viene venduto a più acquirenti, sono prevalenti. È fondamentale verificare la reputazione del venditore e la situazione legale e finanziaria dell'immobile. L'Agenzia nazionale albanese per la società dell'informazione (AKSHI) fornisce un servizio di piattaforma online for checking property registration.

This step helps in identifying any potential legal issues early on. We strongly recommend you read our guide to potential pitfalls when buying property in Albania.

Acquistare una proprietà in Albania come straniero, passo dopo passo

1. Research and Identify Property

Begin by exploring the market, considering factors such as location, type of property (apartment, house, or land), and budget. Online portals, real estate agents, and expos are useful resources. If using an agent, expect to pay a commission of 2% to 5% of the purchase price, with 1% usually borne by the buyer.

2. Legal Representation

It is essential to hire a lawyer skilled in Albanian property law to navigate the legal complexities and ensure the property has a clean title. Legal fees generally amount to about 1% to 2% of the property purchase price.

3. Property Inspection

A thorough inspection is crucial to identify any potential structural or legal issues. Keep in mind that these additional costs could potentially save you significant expenses in the long run by preventing the purchase of a property with structural issues. Professionals may also uncover issues such as hidden water damage, electrical problems, or violations of zoning regulations.

4. Negotiation and Agreement

After selecting a property, negotiate the price and have your lawyer draft a preliminary contract that clearly outlines the sale terms.

5. Due Diligence

Your lawyer should conduct due diligence to check for any legal encumbrances, outstanding debts, or other issues, ensuring the seller’s ownership and proper registration.

6. Payment and Contracts

The payment process typically involves a deposit followed by the final payment upon contract completion. All financial transactions must be documented and conducted through legal channels.

7. Signing the Contract

This takes place in the presence of a notary, who verifies the documents and identities involved. Notarisation fees vary based on the property’s value.

8. Registration

The property must be registered at the local cadastral office to legally transfer ownership. This step incurs a fee of about 0.1% to 0.3% of the property’s value.

9. Utilities and Services

Once the property is officially yours, arrange for the transfer of utilities and services into your name.

We Can Help You Buy Property in Albania

Per gli acquirenti stranieri, la comprensione dei tipi di proprietà disponibili per l'acquisto e la navigazione nel sistema legale locale con l'aiuto di un professionista sono la chiave per una transazione di successo in Albania. 

Magic Towns Albania offers recommended professionals to help you through the process, as well as guides on major cities and towns in Albania, providing insights into safety, amenities, and the local economy to aid potential expats, investors, and movers in making better-informed decisions.

Our team includes relocation experts, property experts, and lawyers. Feel free to reach out if you’d like to discuss your specific needs. Happy hunting!