Buying Property in Albania As A Foreigner: Rules, Opportunities, and Pitfalls (2025)

Very often, readers ask us whether American, German, or French citizens – to name some – are allowed to buy property in Albania, and under what conditions. In response to these numerous inquiries, we’ll address today the topic of buying property in Albania as a foreigner.

We’ll provide a comprehensive guide, addressing common queries, highlighting the common pitfalls, and sharing expert insights.

Albania presents a relatively open market for foreign investors; however, there are essential restrictions and guidelines that foreign buyers must consider.

This guide is an extract from Albania Property Guide, our e-book covering all aspects of renting, owning, and selling property in Albania.

Types de biens et droits d'achat

Propriétés résidentielles et commerciales: Foreign individuals and entities can generally purchase residential and commercial properties without restrictions. This openness has encouraged a diverse range of investors to explore opportunities across the country.

Restrictions relatives à l'achat de terres: Les règles deviennent plus strictes en matière d'acquisition de terres. Les étrangers n'ont généralement pas le droit d'acheter directement des terres agricoles, une restriction courante dans de nombreux pays pour protéger l'agriculture locale. Néanmoins, il existe d'autres solutions si vous souhaitez vraiment acheter des terres agricoles en Albanie :

• Propriété de l'entreprise: La création d'une société albanaise permet aux étrangers d'acheter des terres agricoles. Cette méthode est populaire pour les projets d'investissement dans le tourisme et l'agriculture.
• Contrats de location: Les étrangers peuvent s'engager dans des baux à long terme pour des terres agricoles, avec des durées allant jusqu'à 99 ans. Ce type de bail ne permet pas de devenir propriétaire, mais offre une plate-forme stable pour le développement.

Contraintes de zonage et de développement

Avant de procéder à l'achat d'un bien immobilier, il est essentiel de vérifier le statut du zonage. Des zones spécifiques sont désignées pour des usages particuliers, tels que le résidentiel, le commercial ou l'agricole, et il peut s'avérer complexe de modifier ces désignations. En outre, les restrictions en matière de développement sont strictes, en particulier dans les zones protégées ou patrimoniales, où les modifications de la propriété sont étroitement réglementées.

Patrimoine et zones protégées

Propriétés à l'intérieur Zones protégées par l'UNESCO or national heritage sites have stringent restrictions. Foreign buyers should be aware of these limitations, as they can significantly restrict the ability to modify, renovate, or develop the property

Les risques tels que la "double vente", qui consiste à vendre un bien à plusieurs acheteurs, sont fréquents. La vérification de la réputation du vendeur et de la situation juridique et financière du bien est cruciale. L'Agence nationale albanaise de la société de l'information (AKSHI) fournit un service d'information sur la société de l'information. plateforme en ligne for checking property registration.

This step helps in identifying any potential legal issues early on. We strongly recommend you read our guide to potential pitfalls when buying property in Albania.

Acheter une propriété en Albanie en tant qu'étranger, étape par étape

1. Research and Identify Property

Begin by exploring the market, considering factors such as location, type of property (apartment, house, or land), and budget. Online portals, real estate agents, and expos are useful resources. If using an agent, expect to pay a commission of 2% to 5% of the purchase price, with 1% usually borne by the buyer.

2. Legal Representation

It is essential to hire a lawyer skilled in Albanian property law to navigate the legal complexities and ensure the property has a clean title. Legal fees generally amount to about 1% to 2% of the property purchase price.

3. Property Inspection

A thorough inspection is crucial to identify any potential structural or legal issues. Keep in mind that these additional costs could potentially save you significant expenses in the long run by preventing the purchase of a property with structural issues. Professionals may also uncover issues such as hidden water damage, electrical problems, or violations of zoning regulations.

4. Negotiation and Agreement

After selecting a property, negotiate the price and have your lawyer draft a preliminary contract that clearly outlines the sale terms.

5. Due Diligence

Your lawyer should conduct due diligence to check for any legal encumbrances, outstanding debts, or other issues, ensuring the seller’s ownership and proper registration.

6. Payment and Contracts

The payment process typically involves a deposit followed by the final payment upon contract completion. All financial transactions must be documented and conducted through legal channels.

7. Signing the Contract

This takes place in the presence of a notary, who verifies the documents and identities involved. Notarisation fees vary based on the property’s value.

8. Registration

The property must be registered at the local cadastral office to legally transfer ownership. This step incurs a fee of about 0.1% to 0.3% of the property’s value.

9. Utilities and Services

Once the property is officially yours, arrange for the transfer of utilities and services into your name.

We Can Help You Buy Property in Albania

Pour les acheteurs étrangers, il est essentiel de comprendre les types de biens immobiliers disponibles à l'achat et de s'orienter dans le système juridique local avec l'aide d'un professionnel pour réussir une transaction en Albanie. 

Magic Towns Albania offers recommended professionals to help you through the process, as well as guides on major cities and towns in Albania, providing insights into safety, amenities, and the local economy to aid potential expats, investors, and movers in making better-informed decisions.

Our team includes relocation experts, property experts, and lawyers. Feel free to reach out if you’d like to discuss your specific needs. Happy hunting!